Gulf Islands Credit Union

Business banking built for island businesses

Powerful e-Transfer and EFT capabilities, real-time transaction tracking, and seamless invoice payment integration — all in one secure platform designed for BC businesses.

Instant Interac e-Transfers to suppliers & contractors
🔗
Webhook API for automated invoice payment matching
🛡
Bank-grade security with session-based authentication
📊
Full EFT, Wire, and PAD support with live balance updates
Everything your business needs to move money
From daily supplier payments to automated invoice reconciliation, GICU Business Banking has you covered.

Interac e-Transfer

Send and receive payments instantly to any Canadian email address. Perfect for contractor invoices and small supplier payments up to $10,000.

🏦

EFT & Wire Transfers

Move large amounts via Electronic Funds Transfer, Wire, or Pre-Authorized Debit. Full support for domestic and international payments.

🔗

Invoice Webhook API

Integrate your accounting or invoicing software directly. Receive real-time payment notifications via our /api/webhook/payment-received endpoint.

📊

Live Transaction Feed

Track every payment in real time. Filter by type, search by reference number, and export statements — all from one dashboard.

🛡

Enterprise Security

Session-based authentication, encrypted transit, and automatic session expiry keep your business funds protected around the clock.

🏝

Local & Member-Owned

Based in the Gulf Islands, serving BC coastal businesses since 1987. Your deposits stay local and fund community growth across the islands.

$2.4B
Assets under management
18,400+
Member businesses
37 years
Serving BC communities
99.98%
Platform uptime
Trusted by island businesses
From tradespeople to lodge operators, GICU Business Banking fits the way coastal businesses actually work.
★★★★★
The webhook integration with our invoicing system cut our payment reconciliation time from half a day to about ten minutes. Game changer for a small operation.
RN
Robert Nakamura
Nakamura Mechanical, Gabriola Island
★★★★★
We run payroll and supplier EFTs every two weeks. Having everything in one dashboard with live balance updates means no more surprises at end of month.
KM
Karen Mitchell
Mitchell Electrical Ltd., Salt Spring Island
★★★★★
Our lodge takes deposits from guests across Canada. Interac e-Transfer through GICU is instant and the transaction history makes audits painless.
PL
Pender Island Lodge
North Pender Island, BC

Ready to simplify your business banking?

Sign in to your account or speak with a business banking advisor at your local branch.

Sign In to Online Banking
Secure Session
Available Balance
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Canadian Dollar (CAD)
Total Money In
last 30 days
Total Money Out
last 30 days
e-Transfers
transactions
Electronic
transactions
Recent Transactions
Send Interac e-Transfer Instant
$
Simulate Incoming e-Transfer Demo

Use this form to simulate an inbound Interac e-Transfer being deposited — useful for demoing invoice payment notifications from a client.

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Electronic Funds Transfer (EFT / Wire)
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